﻿ Debt Consolidate Calculator
Home > Financial > Debt Consolidate Calculator

# Debt Consolidate Calculator

Input one debt a line in the format of: debt-name,amount,interest-rate,minimum-month-payment. For example: mortgage loan, 250000, 4.5, 1200

Input the total monthly payment for your debts.

Consolidate to Loan
%
years
﻿
Calculated Results
Debt consolidation save 15,440.69.
Orig Total Interest66,962.20
New Total Interest51,521.52
Orig Total Payment301,962.20
New Total Payment291,221.52
Orig Monthly Payment2,250.00
New Monthly Payment2,426.85
Orig Payoff in135 months
New Payoff in121 months
##### Related
Credit Card Personal Loan Debt Payoff

#### Debts Payment Schedule

Year Original Interest Original Principal Original Balance Consolid Interest Consolid Principal Consolid Balance
1 11,081.48 15,918.52 219,081.48 9,225.86 15,918.52 219,803.71
Month1957.501,292.50233,707.50799.001,627.85238,072.15
Month2951.441,298.56232,408.94793.571,633.27236,438.88
Month3945.341,304.66231,104.27788.131,638.72234,800.17
Month4939.201,310.80229,793.47782.671,644.18233,155.99
Month5933.021,316.98228,476.49777.191,649.66231,506.33
Month6926.811,323.19227,153.30771.691,655.16229,851.17
Month7920.561,329.44225,823.86766.171,660.68228,190.49
Month8914.261,335.74224,488.12760.631,666.21226,524.28
Month9907.931,342.07223,146.05755.081,671.77224,852.52
Month10901.561,348.44221,797.62749.511,677.34223,175.18
Month11895.151,354.85220,442.77743.921,682.93221,492.25
Month12888.701,361.30219,081.48738.311,688.54219,803.71
2 10,146.15 16,853.85 202,227.62 8,415.26 16,853.85 199,096.82
Month13882.211,367.79217,713.69732.681,694.17218,109.55
Month14875.681,374.32216,339.37727.031,699.81216,409.73
Month15869.111,380.89214,958.48721.371,705.48214,704.25
Month16862.491,387.51213,570.97715.681,711.17212,993.09
Month17855.841,394.16212,176.81709.981,716.87211,276.22
Month18849.141,400.86210,775.94704.251,722.59209,553.63
Month19842.391,407.61209,368.33698.511,728.33207,825.29
Month20835.611,414.39207,953.94692.751,734.09206,091.20
Month21828.781,421.22206,532.72686.971,739.88204,351.32
Month22821.901,428.10205,104.62681.171,745.67202,605.65
Month23814.981,435.02203,669.60675.351,751.49200,854.15
Month24808.021,441.98202,227.62669.511,757.33199,096.82
3 9,137.25 17,862.75 184,364.87 7,571.63 17,862.75 177,546.30
Month25801.011,448.99200,778.63663.661,763.19197,333.63
Month26793.951,456.05199,322.59657.781,769.07195,564.56
Month27786.851,463.15197,859.44651.881,774.96193,789.60
Month28779.701,470.30196,389.14645.971,780.88192,008.72
Month29772.511,477.49194,911.65640.031,786.82190,221.90
Month30765.261,484.74193,426.91634.071,792.77188,429.13
Month31757.971,492.03191,934.88628.101,798.75186,630.38
Month32750.631,499.37190,435.51622.101,804.74184,825.64
Month33743.241,506.76188,928.75616.091,810.76183,014.88
Month34735.911,514.09187,414.67610.051,816.80181,198.08
Month35728.721,521.28185,893.39603.991,822.85179,375.23
Month36721.481,528.52184,364.87597.921,828.93177,546.30
4 8,078.51 18,921.49 165,443.38 6,693.63 18,921.49 155,117.77
Month37714.201,535.80182,829.07591.821,835.02175,711.27
Month38706.881,543.12181,285.95585.701,841.14173,870.13
Month39699.511,550.49179,735.46579.571,847.28172,022.85
Month40692.101,557.90178,177.56573.411,853.44170,169.42
Month41684.651,565.35176,612.21567.231,859.61168,309.80
Month42677.151,572.85175,039.35561.031,865.81166,443.99
Month43669.601,580.40173,458.95554.811,872.03164,571.96
Month44662.011,587.99171,870.96548.571,878.27162,693.68
Month45654.371,595.63170,275.34542.311,884.53160,809.15
Month46646.691,603.31168,672.03536.031,890.82158,918.33
Month47638.981,611.02167,061.01529.731,897.12157,021.22
Month48632.371,617.63165,443.38523.401,903.44155,117.77
5 7,064.35 19,935.65 145,507.73 5,779.85 19,935.65 131,775.48
Month49625.731,624.27163,819.11517.061,909.79153,207.99
Month50619.061,630.94162,188.17510.691,916.15151,291.83
Month51612.371,637.63160,550.54504.311,922.54149,369.29
Month52605.651,644.35158,906.19497.901,928.95147,440.35
Month53598.901,651.10157,255.09491.471,935.38145,504.97
Month54592.121,657.88155,597.21485.021,941.83143,563.14
Month55585.311,664.69153,932.52478.541,948.30141,614.84
Month56578.481,671.52152,261.00472.051,954.80139,660.04
Month57571.621,678.38150,582.61465.531,961.31137,698.73
Month58564.731,685.27148,897.34459.001,967.85135,730.88
Month59558.371,691.63147,205.70452.441,974.41133,756.47
Month60552.021,697.98145,507.73445.851,980.99131,775.48
6 6,120.70 20,879.30 124,628.43 4,828.85 20,879.30 107,482.18
Month61545.651,704.35143,803.38439.251,987.59129,787.88
Month62539.261,710.74142,092.64432.631,994.22127,793.66
Month63532.851,717.15140,375.49425.982,000.87125,792.79
Month64526.411,723.59138,651.90419.312,007.54123,785.26
Month65519.941,730.06136,921.84412.622,014.23121,771.03
Month66513.461,736.54135,185.30405.902,020.94119,750.09
Month67506.941,743.06133,442.24399.172,027.68117,722.41
Month68500.411,749.59131,692.65392.412,034.44115,687.97
Month69493.851,756.15129,936.50385.632,041.22113,646.75
Month70487.261,762.74128,173.76378.822,048.02111,598.73
Month71480.651,769.35126,404.41372.002,054.85109,543.88
Month72474.021,775.98124,628.43365.152,061.70107,482.18
7 5,161.51 21,838.49 102,789.94 3,839.11 21,838.49 82,199.13
Month73467.361,782.64122,845.79358.272,068.57105,413.61
Month74460.671,789.33121,056.46351.382,075.47103,338.14
Month75453.961,796.04119,260.42344.462,082.39101,255.75
Month76447.231,802.77117,457.65337.522,089.3399,166.43
Month77440.471,809.53115,648.11330.552,096.2997,070.13
Month78433.681,816.32113,831.79323.572,103.2894,966.86
Month79426.871,823.13112,008.66316.562,110.2992,856.57
Month80420.031,829.97110,178.70309.522,117.3290,739.24
Month81413.171,836.83108,341.87302.462,124.3888,614.86
Month82406.281,843.72106,498.15295.382,131.4686,483.40
Month83399.371,850.63104,647.52288.282,138.5784,344.83
Month84392.431,857.57102,789.94281.152,145.7082,199.13
8 4,158.26 22,841.74 79,948.20 2,809.04 22,841.74 55,886.02
Month85385.461,864.54100,925.41274.002,152.8580,046.28
Month86378.471,871.5399,053.88266.822,160.0377,886.26
Month87371.451,878.5597,175.33259.622,167.2375,719.03
Month88364.411,885.5995,289.74252.402,174.4573,544.58
Month89357.341,892.6693,397.07245.152,181.7071,362.89
Month90350.241,899.7691,497.31237.882,188.9769,173.92
Month91343.111,906.8989,590.43230.582,196.2766,977.65
Month92335.961,914.0487,676.39223.262,203.5964,774.06
Month93328.791,921.2185,755.18215.912,210.9362,563.13
Month94321.581,928.4283,826.76208.542,218.3060,344.83
Month95314.351,935.6581,891.11201.152,225.7058,119.13
Month96307.091,942.9179,948.20193.732,233.1255,886.02
9 3,108.91 23,891.09 56,057.11 1,737.00 23,891.09 28,500.87
Month97299.811,950.1977,998.01186.292,240.5653,645.46
Month98292.491,957.5176,040.50178.822,248.0351,397.43
Month99285.151,964.8574,075.65171.322,255.5249,141.91
Month100277.781,972.2272,103.43163.812,263.0446,878.87
Month101270.391,979.6170,123.82156.262,270.5844,608.29
Month102262.961,987.0468,136.79148.692,278.1542,330.14
Month103255.511,994.4966,142.30141.102,285.7540,044.39
Month104248.032,001.9764,140.33133.482,293.3637,751.02
Month105240.532,009.4762,130.86125.842,301.0135,450.02
Month106232.992,017.0160,113.85118.172,308.6833,141.34
Month107225.432,024.5758,089.28110.472,316.3730,824.96
Month108217.832,032.1756,057.11102.752,324.1028,500.87
10 2,011.36 24,988.64 31,068.47 621.29 24,988.64 0.00
Month109210.212,039.7954,017.3395.002,331.8426,169.02
Month110202.562,047.4451,969.8987.232,339.6223,829.41
Month111194.892,055.1149,914.7879.432,347.4121,481.99
Month112187.182,062.8247,851.9671.612,355.2419,126.75
Month113179.442,070.5645,781.4063.762,363.0916,763.66
Month114171.682,078.3243,703.0855.882,370.9714,392.70
Month115163.892,086.1141,616.9747.982,378.8712,013.83
Month116156.062,093.9439,523.0340.052,386.809,627.03
Month117148.212,101.7937,421.2532.092,394.767,232.27
Month118140.332,109.6735,311.5724.112,402.744,829.53
Month119132.422,117.5833,193.9916.102,410.752,418.78
Month120124.482,125.5231,068.478.062,418.780.00
11 863.39 26,136.61 4,931.86 0.00 26,136.61 0.00
Month121116.512,133.4928,934.980.000.000.00
Month122108.512,141.4926,793.480.000.000.00
Month123100.482,149.5224,643.960.000.000.00
Month12492.412,157.5922,486.370.000.000.00
Month12584.322,165.6820,320.700.000.000.00
Month12676.202,173.8018,146.900.000.000.00
Month12768.052,181.9515,964.950.000.000.00
Month12859.872,190.1313,774.820.000.000.00
Month12951.662,198.3411,576.480.000.000.00
Month13043.412,206.599,369.890.000.000.00
Month13135.142,214.867,155.020.000.000.00
Month13226.832,223.174,931.860.000.000.00
12 30.35 4,931.86 0.00 0.00 4,931.86 0.00
Month13318.492,231.512,700.350.000.000.00
Month13410.132,239.87460.480.000.000.00
Month1351.73460.480.000.000.000.00